First Time Buyers Seminar

Ben’s Personalized Homebuyers Seminar

Join Ben for a one hour seminar, designed to give you all the information you will need to make an intelligent decision- regarding the financing of your home!

This is the same Home Buyers Seminar that Ben has given to large groups of people- like the ones you read about in the paper!

This is a one on one consultation- at no charge to you! Ben meets with you personally to answer all your questions and concerns in private!

Topics Covered:

Credit report Consultation- Ben will go over your Credit Report with you and explain what it means to you and how to read it like a Pro!

Down Payment- 0 Down Programs- go over all the programs youv’e seen advertised. 3%; 5%; 10% and 20%- Pro’s and Cons of how much money to put down!

Income- Self-employed; Salaried; Hourly- how income might effect which loan is right for you and why!

Which Loan is right for you? Ben will cover the different loan programs (FHA vs. Conventional) and what your options are!

Interest Rates; Points and Fees- Ben will go over how these three things will effect your payment and why!

Components of a payment- Principle & Interest Payment; Mortgage Insurance; Taxes and Insurance!

Shortcuts for Financing- when you’re out looking at homes! If you buy a house that is $1,000.00 more or less than you anticipated- how will that effect your payment! Plus lots more!

Why use a Realtor when looking for a home? Learn why it works to your benefit to use a preferred Realtor- when buying a home. Plus they don’t cost you anything and they work for you!

Question and Answer time- Ben will answer all questions at this time!